I-94 • Mississippi River • Clearwater River

Clearwater, MN Homes for Sale & Real Estate

Clearwater, Minnesota has an estimated 2025 population of approximately 2,225 and offers a housing mix that includes established single-family homes, townhomes, newer properties, larger lots and rural-area homes in the surrounding Clearwater area.

Recent 2026 citywide housing-market benchmarks range from approximately $285,000 to $312,000 depending on the measurement and reporting period. Located along Interstate 94 and Highway 24, Clearwater provides convenient regional access toward St. Cloud, Monticello and the Twin Cities.

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Clearwater Real Estate & Community Guide

Living in Clearwater, Minnesota

Clearwater combines a small-city setting with direct I-94 access, two river corridors, community parks, trails and convenient connections to Central Minnesota.

Buyers considering Clearwater can explore established single-family homes, townhomes, newer properties, larger lots and rural-area homes in the surrounding countryside.

The community sits near the junction of the Clearwater and Mississippi Rivers and has a long history as a Central Minnesota river town.

Clearwater's location along I-94 and Highway 24 provides access toward St. Cloud to the northwest and Monticello, Maple Grove and the Twin Cities to the southeast.

2,225 Estimated 2025 Population
$285K–$312K Recent 2026 Market Benchmarks
I-94 Direct Regional Access
2 Rivers Clearwater & Mississippi

Clearwater is a smaller real estate market, so citywide statistics can move substantially when only a limited number of homes sell. Redfin's three-month median sale price through August 2026 was approximately $311,000. Realtor.com's August 2026 median listing price was approximately $312,000, while Zillow's latest available typical city home value was approximately $285,000 in July 2026. These measurements are not interchangeable.

Clearwater MN Real Estate

Clearwater Homes for Sale: Neighborhoods, Townhomes & Larger Lots

Clearwater's smaller housing market includes a mix of traditional neighborhoods, attached housing, newer properties and larger-parcel options in the surrounding area.

Established Single-Family Homes

Established residential areas in Clearwater include single-family homes representing a variety of ages, floor plans, architectural styles and lot sizes.

Townhomes & Attached Housing

Clearwater includes townhome and association-maintained properties for buyers interested in a different ownership style or reduced exterior maintenance.

Newer Homes

Buyers may find newer homes and residential development with more contemporary layouts, finishes, building systems and garage configurations.

Larger Lots & Acreage

The broader Clearwater area offers larger lots, wooded settings and acreage properties for buyers looking for additional outdoor space.

River-Area Properties

The Clearwater and Mississippi Rivers create opportunities to explore properties near water, river views, parks and recreational areas.

Rural-Area Homes

Properties outside the denser parts of Clearwater may include private wells, septic systems, outbuildings, larger parcels and rural settings.

Looking at acreage, rural or river-area property? Wells, septic systems, wetlands, floodplain information, shoreline requirements, easements, surveys, zoning, outbuildings and property boundaries may require additional investigation depending on the property. I can help you identify the questions worth asking before making an offer.
Location & Regional Access

Clearwater's I-94 & Highway 24 Location

Clearwater's location at Interstate 94 and Highway 24 provides direct access to major Central Minnesota and northwest metro destinations.

Interstate 94

Interstate 94 provides direct regional access northwest toward St. Cloud and southeast toward Monticello, Rogers, Maple Grove and Minneapolis.

Highway 24

Highway 24 runs through Clearwater, connecting I-94 with Highway 10 and communities north of the Mississippi River.

St. Cloud Area

Clearwater is approximately 15 miles from St. Cloud, providing access to regional employment, healthcare, shopping and higher education.

Monticello & Northwest Metro

I-94 connects Clearwater southeast toward Monticello, Albertville, Rogers, Maple Grove and the broader Twin Cities metro.

Highway 24 and I-94 improvements are underway. Transportation projects in the Clearwater area may temporarily affect routes and access. Buyers who expect to use I-94 or Highway 24 regularly should review current MnDOT construction information and project schedules.
Clearwater River • Mississippi River • Historic Rivertown

Two Rivers Help Define Clearwater

Clearwater developed near the junction of the Clearwater and Mississippi Rivers, creating a river-town identity that remains visible in its parks, history and community landscape.

Distinctly Clearwater

Rivers, Trails & Clearwater's Historic Roots

Clearwater's location near the Mississippi and Clearwater Rivers has influenced the community since its earliest development.

Clearwater River

The Clearwater River passes through the community and provides fishing, scenic views and recreation near Riverside Park and other public spaces.

Mississippi River

Clearwater sits near the Mississippi River, one of the defining natural features of the city and surrounding Central Minnesota area.

Historic Clearwater

Clearwater was established during the mid-1800s and developed as an early Wright County river community with mills, river transportation and distinctive historic architecture.

The Octagon House

Clearwater's historic Octagon House dates to the late 1800s and reflects the architectural history of the community's early development.

Considering property near a river? Floodplain information, shoreline rules, erosion, water access, insurance, wetlands and easements should be reviewed for the specific property before purchase.
Clearwater MN Schools

School Districts Serving the Clearwater Area

School district assignment in and around Clearwater depends on the exact property address. The City of Clearwater identifies four school districts serving the area.

Annandale — ISD 876

Annandale Public Schools serves portions of the greater Clearwater area. Exact attendance assignment should be verified using the property address.

Becker — ISD 726

Becker Public Schools serves portions of the Clearwater area and includes primary, intermediate, middle and high school campuses in Becker.

Monticello — ISD 882

Monticello School District also serves portions of the Clearwater area. School assignment varies by location.

St. Cloud Area — ISD 742

St. Cloud Area School District serves portions of the broader Clearwater area, particularly properties closer to the St. Cloud region.

Verify schools for the exact property. Clearwater mailing addresses, city boundaries and school district boundaries do not always align. If a particular district or school is important to your search, verify the address directly with the applicable school district.

School district boundaries, attendance areas, enrollment policies, programs and grade configurations may change. Buyers should independently verify current school information directly with the applicable school district.

Parks, Trails & Recreation

Clearwater Parks & Outdoor Recreation

Clearwater maintains a network of community parks offering trails, playgrounds, sports facilities, river access, fishing and other outdoor recreation.

Riverside Park

Riverside Park sits along the Clearwater River and includes fishing access, picnic shelters, a footbridge, themed playground, parking and trail access.

Lions / Lioness Park

Lions Park includes tennis and pickleball, basketball, playground equipment, a pavilion, seasonal ice skating and access to walking and biking trails.

Sportsman's Park

Sportsman's Park includes an 18-hole disc golf course, baseball fields, playground equipment, a pavilion, parking and trail access.

Clearwater Wayside Archery Park

This six-acre park overlooks the Clearwater River and includes a 15-target archery range, picnic area, grill and parking.

Veterans Memorial Park

Veterans Memorial Park includes a memorial flag court, benches and trail access and was dedicated on Veterans Day in 2023.

Trails & Beaver Island Connection

Clearwater's city trail system connects parks and neighborhoods and links with the Stearns County extension of the Beaver Island Trail.

Around Clearwater

Community Life in Clearwater

Clearwater's community identity combines its river-town history with parks, recreation, local businesses and seasonal events. The annual Heritage Festival remains one of the community's signature celebrations.

  • Clearwater Heritage Festival
  • Community Parade
  • Family Festival Activities
  • Live Music
  • Riverside Park
  • Lions Park
  • Sportsman's Park
  • Disc Golf
  • Fishing
  • Archery Park
  • Walking & Biking Trails
  • River Recreation
Finding the Right Property

Is Clearwater a Match for Your Real Estate Goals?

Clearwater offers several housing settings, allowing buyers to compare traditional neighborhoods, townhomes, newer homes and larger rural properties.

First-time buyers may explore established single-family homes and townhomes, while buyers interested in newer housing can compare more recently built properties.

Buyers seeking additional outdoor space can expand their search into larger lots and acreage in the surrounding Clearwater area.

Buyers interested in outdoor recreation can consider proximity to the Clearwater River, Mississippi River, city parks, trails and fishing access.

If commute, acreage, school district, townhome living, river proximity, garage space or newer construction are priorities, those criteria can be incorporated directly into your home search.

Current Clearwater MN Real Estate

Homes for Sale in Clearwater, MN

Explore current homes for sale in Clearwater, Minnesota, including established single-family homes, townhomes, newer properties, larger lots and other residential options.

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Local Real Estate Guidance

Your Clearwater, MN Real Estate Resource

Buying or selling a home can involve inspections, financing, appraisal, title work, negotiations, deadlines and many decisions along the way.

Clearwater's housing market can add other considerations. Rural properties, acreage, river-area homes, townhome associations, wells, septic systems, wetlands and property boundaries may each require different research and due diligence.

My approach is education-focused. Whether you're buying your first home, selling a property, relocating, downsizing, searching for acreage or comparing Clearwater properties, I'm here to help you understand your options and navigate the process.

Connie Stegora, REALTOR®
Keller Williams Classic Realty NW
MBA • GRI • MRP • AHWD

Let's Connect

Thinking About Buying or Selling in Clearwater?

Explore current Clearwater homes for sale or connect with me to talk about your real estate goals, whether you're buying, selling, relocating, looking for acreage or comparing properties throughout Clearwater and Central Minnesota.

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Information is provided for general informational purposes. Population estimates, housing market statistics, school district boundaries, attendance areas, community amenities, park features, trail connections, river information, floodplain and shoreline requirements, HOA requirements, wells, septic systems, acreage, zoning, transportation projects, new-construction availability and property characteristics may change. Housing market figures shown above reflect recent July and August 2026 citywide benchmarks and should not be interpreted as the value or expected sale price of any specific property. Buyers should independently verify information important to their purchase with the applicable municipality, county, school district, homeowners association, builder, MnDOT, Minnesota DNR or other governing organization.